01
You own the book
100% ownership of every customer you write. Not a franchise. Not a captive. Yours, permanently.
Independent agent network
Build an agency
you actually own
The only independent agency opportunity with no start-up fee, 100% ownership of your customers, 150+ carriers, unlimited exclusive leads and done-for-you Google Ads, a free website and AI receptionist across multiple states.
NO START-UP FEE◆100% CUSTOMER OWNERSHIP◆75% COMMISSION◆150+ CARRIERS◆EXCLUSIVE REAL-TIME LEADS◆SELL IN ANY STATE◆FREE WEBSITE◆AI RECEPTIONIST◆DRIP MARKETING◆GOOGLE ADS MANAGEMENT◆NO START-UP FEE◆100% CUSTOMER OWNERSHIP◆75% COMMISSION◆150+ CARRIERS◆EXCLUSIVE REAL-TIME LEADS◆SELL IN ANY STATE◆FREE WEBSITE◆AI RECEPTIONIST◆DRIP MARKETING◆GOOGLE ADS MANAGEMENT◆
150+
Carriers nationwide
75%
New & renewal commission
$0
Start-up & annual fees
50
States you can sell in
Everything a captive promises. None of the leash.
02
Unlimited exclusive leads
Real-time, never shared, never recycled. Lead flow in multiple states from day one — and you never pay for bad leads.
03
150+ carriers
Auto, home, business, life and health markets. Quote anything, place anything, keep the client.
04
Turn-key technology
Agency management system, your own website, Google Ads, AI receptionist, drip marketing, CRM and phone systems — provided, not billed.
05
Sell nationwide
Write business in multiple states from wherever you are. Your footprint isn't your zip code.
06
Training & support
Onboarding, carrier appointments and a team that has built agencies before. You are not figuring it out alone.
A leader in insurance technology & lead gen
Other models charge franchise fees, take a large slice of your commission, and hand you no technology, no leads and limited carriers. We do the opposite: state-of-the-art systems to manage, retain and grow your book, so your money goes into your agency instead of someone else's brand.
Included in every model
Your agency stack, already provided
Every agent gets our integrated phone system, CRM and AI tools at no extra cost — so you can quote, close and service faster than the competition.
Phone system
GTE Phone
A business-grade phone system built for agencies. Stay reachable, record calls, and never miss a lead.
Visit gtephone.com →Agency CRM
Agency Compass 360
Track every prospect, policy and renewal in one place. Built specifically for insurance agencies, not a generic spreadsheet.
Visit agencycompass360.com →AI tools
AI-powered follow-up
Speed up quoting, automate routine follow-ups, and respond to leads while your competition is still checking voicemail.
Included in every model
Marketing, website & AI — done for you
We build and manage your Google Ads account, build your website for free, run an AI receptionist and handle drip marketing so you never lose a lead.
Google Ads
Ads account built & managed
We create and manage your Google Ads account for you. Campaigns, targeting and optimization — handled.
Website
Free website
A professional agency website built for you at no cost. You focus on selling, we handle the tech.
AI receptionist
24/7 AI receptionist
Answers calls, books appointments, qualifies prospects and routes hot leads to you automatically.
Drip marketing
Automated follow-up
Email and SMS drip sequences that nurture leads until they are ready to buy — no manual work.
CRM
Fully AI automated CRM
Agency Compass 360 keeps every lead, policy and renewal organized with AI automation working behind the scenes.
The honest comparison
Typical franchise model
- Franchise & annual fees
- They own your customers
- Shared, recycled leads you pay for
- Limited carrier access
- Technology billed back to you
- Marketing, website & AI are on you
Insurance Exchange of America
- $0 start-up, $0 annual fees
- You own 100% of your customers
- Unlimited exclusive real-time leads
- 150+ carriers, all major lines
- Tech, website, phones, Google Ads, AI & drip marketing included
From licensed to launched
01
Apply
Tell us about your license, your state and your goals. Five minutes.
02
Get appointed
We plug you into 150+ carriers and stand up your technology stack.
03
Turn on leads
Exclusive real-time leads start flowing into your dialer and CRM.
04
Scale your agency
Keep 75%, keep your customers, and build equity you actually own.
Your name on the door
Great carriers, exclusive leads and real technology. Start the conversation today — there's nothing to pay to find out.